Terms of Service and Refund Policy

Effective Date: October 17, 2025
Company Name: BudgetNowLab
Address: 245 Bicentennial Hwy, Red Earth Creek, AB T0G 1X0, Canada
Contact: +1 (780) 649-3423 | info@BudgetNowLab.com
Business Number (BN): 204387192


1. Acceptance of Terms

By accessing or using the BudgetNowLab website (“Site”) or any of our services (“Services”), you agree to comply with these Terms of Service. If you do not agree, please do not use our Site or Services.

2. Modifications to the Terms

BudgetNowLab reserves the right to update or modify these Terms at any time without prior notice. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

3. Eligibility

You must be at least 18 years old to use our Services. By using the Site, you represent that you meet this age requirement and have the authority to enter into this agreement.

4. Account Registration

To access certain features, you may need to create an account. You agree to provide accurate and complete information and to update it as necessary. You are responsible for maintaining the confidentiality of your login credentials.

5. Use of Services

You agree to use the Services solely for lawful purposes and in accordance with all applicable laws and regulations. Any misuse of the platform may result in account suspension or termination.

6. Intellectual Property

All content, software, and materials on BudgetNowLab.com are owned or licensed by BudgetNowLab and are protected by copyright and trademark laws. Unauthorized use is strictly prohibited.

7. User Data and Privacy

Your privacy is important to us. All personal data is handled according to our Privacy Policy. By using our Services, you consent to the collection and use of your data as described therein.

8. Subscription and Payment

Certain Services may require payment. By subscribing, you authorize BudgetNowLab to charge your chosen payment method for the applicable fees. All fees are stated in Canadian Dollars (CAD) unless otherwise specified.

9. Billing and Renewal

Subscriptions automatically renew unless canceled before the renewal date. Renewal fees will be charged at the current rate. You may cancel at any time through your account settings.

10. Refund Policy

  1. Refunds are available only within 14 days of initial purchase for first-time subscriptions.

  2. Refunds will not be issued for renewals, partial months, or unused portions of a subscription.

  3. To request a refund, contact info@BudgetNowLab.com with proof of purchase.

  4. BudgetNowLab reserves the right to decline refund requests that do not meet these criteria.

11. Service Availability

We strive to ensure uninterrupted access but cannot guarantee that the Site or Services will always be available, secure, or error-free.

12. Limitation of Liability

To the fullest extent permitted by law, BudgetNowLab shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use our Services.

13. Indemnification

You agree to indemnify and hold BudgetNowLab harmless from any claims, losses, or damages resulting from your breach of these Terms or your misuse of the Services.

14. Termination

We may suspend or terminate your access to the Services at any time, without notice, if you violate these Terms or engage in any fraudulent or abusive behavior.

15. Governing Law

These Terms are governed by the laws of the Province of Alberta, Canada, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Alberta.

16. Contact Information

For questions or concerns regarding these Terms or our refund policy, please contact us at:
Email: info@BudgetNowLab.com
Phone: +1 (780) 649-3423
Address: 245 Bicentennial Hwy, Red Earth Creek, AB T0G 1X0, Canada